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Other services, Lewis Alexander

Personal Debt Solutions from Lewis Alexander

Debt advice

Clear your debts and make this day the start of a better financial future.

The advice available on our free helpline for UK residents can be the first step for you to resolve your financial problems.

Want to know more? Simply call free 0800 018 6868 lines open 24 hrs, 7 days a week.

Debt consolidation loan

Looking for one monthly repayment to consolidate personal debt?

Lewis Alexander help people daily to consolidate personal debts. We will help you get your money in order and lay a firm foundation for a healthy financial future.

We have industry-leading consultants ready to help you.

Want to know more? Simply call free on
0800 018 6868
lines open 24 hrs, 7 days a week.

IVA advice service in England – insolvency help

An IVA or Individual Voluntary Arrangement is available in England, Wales and Northern Ireland.

  • All the interest and charges are stopped with an IVA
  • Letters and creditor calls are stopped with an IVA
  • Prevent bankruptcy and court proceedings with an IVA
  • An IVA is still possible if you have been refused a debt consolidation loan

An IVA should only be considered in extreme circumstances. Read about how it works, and how it will affect your finances and credit rating here.

What are the long term consequences of an IVA?

  • The Individual Voluntary Arrangement IVA is discreet and can be used by professionals, forces personnel and police forces to clear debt without damaging career prospects. This can be a major consideration and can often influence an IVA.
  • If you agree to an IVA any considered excessive expenditure will be restricted ie, cars, holdiays etc.
  • Your Individual Voluntary Arrangement or IVA will be recorded on your credit file. This means that you will not be able to take further unsecured borrowing whilst your IVA is in place. An IVA will remain on your credit file for usually one year after the IVA end date.
  • Once your IVA is complete, you may not be able to borrow again in the short term. however, it may take some time for your credit rating to repair after your IVA has been completed.
  • 75% of your creditors MUST agree to the IVA proposal for your IVA to proceed at the Meeting of Creditors.
  • An IVA can last longer than 60 months or 5 years in certain cases due to creditors requiring a greater contribution than 5 years of repayment would allow.
  • During the proposal of your IVA, you may be requested to release available equity from any property that you own to increase the overall IVA settlement offer to your creditors.
  • If you get extra income during the IVA repayment period, you will be expected to increase your IVA contributions.
  • If you have assets or items of any worth such as a vehicle, you may be expected to change these for a less expensive alternative.

Want to know more? Simply call free on
0800 018 6868
lines open 24 hrs, 7 days a week.

Please be aware that by entering into any debt consolidation service, your credit record may be impaired. The personal debt and the period over which it is repaid may increase. Your call may be recorded for training or monitoring purposes. From UK land lines your call is FREE - Mobile call costs from mobile networks are charged differently and may vary, you must check the cost with your network provider before calling.

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Privacy Policy

At Lewis Alexander YOU are our first priority.

  • All our conversations and transmissions are kept strictly private and confidential.

We do collect private, personal and financial information which we obtain from you or from any third parties when you apply for any product or service, which you or they give us from time to time. We will also collect personal information about you when you register to use the services provided on this website or when you contact us directly.

How we use your information

We may use your personal and private information in the following ways:

  • to supply and manage any of the services we may provide to you.
  • to improve and develop the products and services we may offer or supply to you.
  • to learn more about you so that we can identify and select  products and services which may be of direct interest to you
  • to inform you about Lewis Alexander and other companies' products and services, which may be of interest to you. We may inform you by mail, telephone including automated dialling, digital television or e-mail, we will only let other companies within our group contact you if you have previously agreed they can.

If you do not want us to tell you about other products and services available please write to us at Lewis Alexander Ltd, The Copper Room, Deva Centre, Trinity Way, Manchester, M3 7BG and supply us with details of any products and services we supply you with.

YOU CAN BE ASSURED OF OUR BEST ATTENTION AT ALL TIMES!

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